Licensed in RI

As a mortgage originator with Primary Residential, I specialize in financing for 1st time home buyers. I have over 40 years in the mortgage industry and has extensive knowledge of FHA, VA, State Housing and conventional mortgage financing options. She served as Vice President for Equity Mortgage Investment of Cranston RI and as president of Innovative Mortgage Solutions of Cranston R.I. I attended Johnson & Wales University. I reside in Cranston with my husband of 45 years. In my free time I enjoy playing with my granddaughter and my two Maltese. My hobbies include swimming and Golfing.

At Primary Residential Mortgage, Inc. we specialize in FHA, VA (mortgages for Veterans), 203K (rehab loans), USDA (rural development loans), FHA Choice, Conventional loans and with programs in RI that allow up to 100% financing. We offer in house underwriting, processing and marketing to make your loan transaction as seamless as possible.

Looking for a home? Ask me about our first time home buyer programs!

Patricia Ruggiero, is a licensed Loan Officer verifiable on NMLS Consumer Access.

Rhode Island:
Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc. Lender 20041715LL, Broker 20041716LB

Contact Me

Cell: 401.864.0894
Fax: 401.648.0055
Pruggiero@primeres.com