Let’s Get Started Together
Unlock Your Homeownership Dreams
Buy A Home
You deserve a home you love. We’re here to help. We’ll chat about your unique goals and help you find financing.
Refinance My Home
Refinancing can help you save money, take cash out, and adjust the terms of your mortgage to fit your needs.
Programs
Loan Programs
Down Payment Assistance
Down payment assistance mortgage programs offer financial assistance to eligible borrowers who cannot afford a large down payment on a home.
FHA 203k Rehab
An FHA 203k mortgage is a type of FHA loan that allows borrowers to finance both the purchase or refinance of a home and the cost of its renovation or repairs.
Jumbo
A jumbo mortgage is a home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, which are currently $729,200 in most areas.
Meet
Our Team
Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home.
Resources
Our Resources
Thinking About Buying
We offer hundreds of affordable loan options—including many loans with low down payments to help make it easier to buy a home without waiting for years. Click to view our mortgage calculator and document checklist.
Under Contract
You’ve been approved, you found the house, and an offer has been accepted. So now what? We will assist you every step of the way!
I Already Own a Home
Use the equity in your home by refinancing your current mortgage! Whether you’re looking to do home upgrades, renovations, or consolidate debt, we have the right options for you!
Testimonials
What Our Clients Say
“He is a very attentive and patient person. He was always available to answer any questions we asked and clarify any questions we might have. We are very grateful to him for his efforts to help us and for his dedication.”
Dorisbel H A
Providence – RI
“Great experience. Samuel Montes is extremely knowledgeable and answered every question. He walked us through the process, gave us options, and made sure we understood everything. I highly recommend PRMI, and Sam. I will be returning with all my future business.”
Henry M
“Working with Amanda made the experience smoother and less intimidating. She worked late nights making sure we were on track with the buying process.”
Ryan C
West Warwick – RI
“Pam was extremely professional and supportive. She made sure I knew what was happening each step of the way and never hesitated to answer my (many) questions. I loved working with her each step of the way!”
Marlene M
North Providence – RI
“Jon was easy to work with and he was very knowledgeable throughout the whole process. He was always quick to answer all our questions to give us the best experience.”
Sihorell H
Cranston – RI
“He always answered any of my questions. He even spoke with me why he was on vacation. He was just All Around Amazing to work with!!!”
Tiara O
Bristol – CT
“Nick was constantly in touch with actions and status updates. He was always available for questions and phone calls. The whole process was extremely smooth! Will definitely recommend him.”
Melissa A
Warwick – RI
“Juan acted quickly and efficiently to make my home purchase a success. We had very short timelines and some odd restrictions and Juan worked through it all.”
Rafael G
North Attleboro – MA
“I have been working with JoAnn for 18 years! She is very knowledgeable, always patient and thoroughly explains everything to the client, and always a pleasure to work with! I have been referring JoAnn Coniglio for over 18 years now! She is my go-to lender of choice!”
Victoria A
Woonsocket – RI
